Bancontact facts

✅ Name Bancontact
📊 Category Cards
🌍 Geo Belgium
💱Currency EUR
🌐Site https://www.bancontact.com/
📅 Established 2018
👨‍💻 Support Contact form
➡️ Deposit yes
⏱️ Time to deposit Instant
⬅️ Withdrawal yes
⏳ Time to withdrawal Instant

In addition to the striking features of online casinos like games, promotions, security and licence, payments are essential. New and existing players are always looking for casinos with the most suitable payment methods. For players in Belgium, Bancontact is one of such appropriate and convenient ways of depositing and withdrawing funds. Bancontact has made a prominent name for all things electronic payments in Belgium, making it a choice option for online casino enthusiasts. As a result, many Bancontact casinos offer a wide range of gaming services to players in the country.

These online casinos offer regular bonuses and tournaments to keep players entertained. In this review, we explore Bancontact as a payment solution to players, its advantages and disadvantages and overall coverage. You’ll also find the best Bancontact casinos in Belgium, how to deposit and withdraw with the payment method and possible transaction fees. Keep reading to learn all these features.    

General information about Bancontact

Bancontact is a leading payment provider in Belgium. The company was founded in 1989, serving the Belgian market with top-notch financial services in the online and mobile payments space. Headquartered in Brussels, the Belgian company acts as a licensor, payment facilitator for businesses and end-user platform through which consumers make tiny and large payments for goods and services. Such payments are made online, with the Bankcontact debit card, on the mobile app or with the contactless card. All these Bancontact payment channels are at the forefront of their respective sectors.

For instance, the Bancontact debit card is accepted by 20 banks operating in Belgium, and almost every business in the country accepts the card. The Bancontact card has held a more significant share of payment card services in the country. Specifically, Statista reports that the Bancontact card accounted for 80% of debit card services in 2021, trumping Mastercard, Visa and American Express. With respect to the mobile app, the Paconiq by Bancontact app has been a massive force since the merger of Payconiq Belgium and Bancontact in 2018. Thus, Payconiq by Bancontact is the most used mobile payment app in Belgium.

The contactless card allows users to make payments with their card by holding it right next to a POS terminal accepting contactless cards. The user’s card PIN isn’t required for transactions below €50. However, for payments exceeding €50, you must enter your PIN before the transaction. Bancontact’s multifaceted approach to payments has made it a go-to option for online casino players in Belgium.

Bancontact market coverage

Bancontact has a large coverage of the Belgian payments landscape. Over 15 million Bancontact cards are in active use across the country. This is in addition to most banks accepting the card and recommending the mobile payments app to their customers. In November 2022, Bancontact Paycocniq recorded over 2 billion electronic payments performed across its payment channels. 

That was the first time the Bancontact Payconiq Company would exceed 2 billion transactions in a calendar year. This underscores the company’s deep penetration into the payments space and the widespread adoption of its service offerings by Belgians. 

The company’s contactless cards continue to have significant appeal to consumers, including casino players. Payconiq is also present in Luxembourg and provides a wide range of financial services. It allows players at Bancontact casinos in Belgium and Luxembourg to process transactions in EUR.         

How to pick the best Bancontact casino

With numerous online casinos emerging regularly, the casino gaming space is highly competitive. Often, most of the new online casinos come with compelling services. Meanwhile, the well-established sites are also making moves to step up their game and make their services more appealing to Belgians. This overwhelming number of casinos makes it somewhat difficult for some players to get the best casinos to play. For this reason, we have done the work of searching for available online casinos with Bancontact and assessed their offerings. We have come up with factors to consider when looking for the best of such casinos.

Licence and regulation

Like other industries, gambling is regulated and supervised by different entities. You should always check the authority that regulates any gaming site you wish to play on. There are many casinos with licenses from the Malta Gaming Authority, Curacao eGaming, Alderney Gambling Control Commission, and other offshore regulators. If you are from Belgium and want to find a reliable Bancontact casino, watch for gambling sites with a license issued by the Belgium Gaming Commission, which is responsible for managing all online and physical gaming activities in the country. 

General terms and conditions

It pays to study any casino’s general terms and conditions before making a real money deposit. If a casino has any terrible terms, you should avoid it. This is because such unfair terms are always enforced against players when it’s time for withdrawals. As much as we do our due diligence by checking casino terms before recommending them, you should also do the same.    

Game library

You shouldn’t play at casinos that don’t have the kind of games you like. The casino should also have many of the games you want. We believe our readers deserve the best collection of games on any platform they choose to play at. Thus, we don’t recommend casinos with poor game libraries. All our top Bancontact casinos have compelling games for players with various choices.

Promotions list                  

From welcome bonuses to reload offers, cashback and no deposit bonuses, online casinos are fun because of promotions. You’ll also find tournaments, contests and prize competitions on many platforms. The best Bancontact casinos often have generous promotions you can explore weekly or monthly. When claiming offers, ensure to study and stick to the terms carefully. Not adhering to the terms can void your bonus and winnings from there.

Customer support

If any online casino has inefficient customer support, that casino is most likely not a good place to play. Customer support is the gateway to any casino, without which you’ll find it hard to have your issues resolved. So, before depositing some funds, it’s best to know how knowledgeable and responsive the customer service team is.

How to deposit to online casinos with Bancontact

Since Bancontact is a staple payment method in Belgium, many Belgian players regularly deposit with it. Interestingly, the procedure for funding your account at online casinos accepting Bancontact is straightforward. It involves the following steps:

  1. Sign up with any of our top online casinos and log in to your account afterwards.
  2. Click/tap the deposit icon and select Bancontact from the available banking methods.
  3. Enter the amount you wish to deposit within the accepted limits.
  4. Enter your Bancontact debit card details, including the name on the card (must be the same as your casino name), card security code, expiry date, and PIN.
  5. You’ll be redirected to a digipass or card reader authentication page to confirm the transaction.
  6. The deposit will be reflected in your account in no time.

How to withdraw from online casinos with Bancontact

There are many online casinos that take Bancontact deposits but don’t process withdrawals via this method. This means you have to check with the cashier to know if a Bancontact withdrawal is possible. Such payouts via Bancontact cards take the same time as Mastercard, Visa or AmEx. But there are some Bancontact fast withdrawal casinos where requests are processed faster. However, before attending to your first withdrawal request (and sometimes subsequent requests), you must submit certain verification documents. The payout process is as follows:

  1. Go to the cashier and click/tap the withdrawal button.
  2. Choose Bancontact as your payout method.
  3. Enter the amount you want to withdraw.
  4. Enter your Bancontact card PIN.
  5. Confirm the transaction.

Bancontact casino transaction time and fees

It’s essential to learn the fees attached to any payment method you want to deposit or withdraw with. Many Bancontact casinos online do not levy any transaction fees when you deposit with Bancontact online payments. Based on our findings, Bancontact doesn’t charge any fees on your deposits and withdrawals via a card or mobile app. 

However, whenever a player transacts with Bancontact, the payment provider imposes a transaction fee on the merchant, online casino operators inclusive. To make things light for them, some casinos transfer such merchant fees to their players, most especially for withdrawals. This results in players paying transaction fees. The Bancontact site doesn’t state the exact amount of such fees. Conversely, there are numerous Bancontact online casinos that bear such merchant fees for players’ deposits and withdrawals. 

With regard to transaction times, deposits are mostly instant. However, Bancontact card withdrawals take 1-3 days at most casinos after being processed. There are some other casinos where payouts take a bit longer.

Bancontact casinos pros and cons

Pros:

Deposits are safe and secure
Accepted by most online casinos in Belgium
Straightforward and simple-to-use payment method 
Little or no transaction fees

Cons:

Besides Belgium and Luxembourg, Bancontact isn’t available for use in other countries
Deposit and withdrawal limits may be low at some online casinos
Most casinos don’t accept Bancontact for withdrawals

Convenience and safety of Bancontact casinos

Bancontact has become a common payment provider in Belgium for its security, ease of use, and simplicity. When it comes to general use, Bancontact allows users to make contactless payments with their phones. In fact, users can make contactless transactions with other gadgets and accessories, including smart watches, smart rings, bracelets, and key chains. This makes small transactions easier, faster, and more secure. Also, users can perform transactions in physical stores simply by scanning a Bancontact QR code at the store and authenticating the transaction.

When it comes to online casinos, players can use the Bancontact card or the Payconiq by Bancontact app for transactions. Most casinos accept Bancontact cards. However, many sites still allow bank transfers via Bancontact, in which case players are normally redirected to their app during deposits. The Bancontact card requires a digipass or card reader authentication as an extra layer of security against unauthorised use. Thus, every deposit on your card must be authorised by your bank before it is successful.

The Payconiq by Bancontact app comes with top-notch security as well. A player only needs to select this option, and the online casino takes them to the transfer page and then the mobile app. The transaction cannot take place without the player’s app PIN code. So, both channels are convenient and easy to use.

Bancontact casino bonuses

With bonuses, players can navigate their preferred Bancontact casinos and have as much fun as possible. Different players get various offers weekly, bi-weekly, or monthly – depending on the casino. However, almost all bonuses typically have wagering requirements you must complete before you can withdraw bonus winnings. Some casinos have unfair wagering conditions, so you should play at sites with fair requirements.  Let’s explore these bonuses.

Welcome bonuses

Sign-up bonuses are available upon joining a Bancontact casino site. While many casinos require a deposit to receive this bonus, a few others have no-deposit offers. This means that after creating an account, some sites accept you into their platform with free spins or free cash. No-deposit welcome bonuses are usually small and sometimes have high wagering requirements. Deposit sign-up offers always have a minimum qualifying deposit amount. Generally, welcome offers have maximum bet limits, maximum withdrawal limits, and a bonus validity period, among others.

Reload bonuses

This bonus is for existing players as it primarily matches deposits made by them. That is, the bonus tops up a player’s account after their specific deposit. So, casinos always state the exact percentage by which the bonus will be matched, for example, 50% of your deposit on Fridays up to €500. Most bonuses will allow you to receive the bonus without a bonus code. But when promo codes are provided, ensure you use them accordingly.

Cashback

Cashback is all about receiving a percentage of the amount you lose during gameplay. Casinos understand the uncertainty of gaming, so they try to lessen the impacts of sustained losses on players. Thus, casinos state the percentage of cashback and the exact amount you’ll receive. The terms stipulate the minimum loss amount, which is usually quite low – somewhere around €10 to €20. Also, the maximum cashback amount is often stated. One of the best parts of cashback offers is that they often don’t have wagering requirements.

Bancontact casino games

Casino games are fundamental to the whole gaming entertainment. Without games, there won’t be any need to visit any physical or online casinos. There are numerous software providers operating in the gaming space, which means players have more than enough games at many sites. From online slots to table games, live titles, crash games and specialty games, you just have to choose your preferred options. This section covers all the top games you can enjoy at Bancontact online casinos in Belgium.

Online slots in Bancontact casinos

Online slots are the most popular games in nearly every online casino. This is because the game is simple to play, easy to learn, and the gameplay is fast. That’s why casinos offer far more online slots than any other game. These slots are of different kinds, including fruit slots, titles with five or more reels, branded titles, and progressive jackpots. Additionally, you’ll find numerous titles with special mechanics, such as Bonus Buy, Megaways, Hold and Win, Splitz, Gigarise, and so on. With different features, many slot games brim with excitement. Such features include free spins, respins, wild multipliers, cascading reels, random win multipliers, and stacked symbols, among others. If you’re a fan of low, medium or high volatility, there are many of them for you.

Online blackjack in Bancontact casinos

Blackjack is an intriguing table game where people play against dealers. Although virtual blackjack games don’t have actual dealers, players generally work on finishing with a higher score than the dealer. In doing this, a player wins when the value is closest to 21 but loses with a value exceeding 21. This has made blackjack a compelling game among players of different ages. You’ll find several variations of the game at most Bancontact casinos, including European, American, and Spanish 21. It’s common to see blackjack titles with different side bets, which help to enhance your gameplay. These bonus bets include 21+3, Bust It, Perfect Pairs, Crazy 7, and Hot 3.

Online roulette in Bancontact casinos

If you’re looking for a super-simple and straightforward casino table game, roulette is one of your best options. Top Bancontact casinos have American, European, and French variations, all of which are engaging. All three versions have the same game style, but the arrangement of numbers on the wheel is different. The house edges also differ, especially when the French version uses the La Partage rule. Regardless of the type you play, the straightforward gameplay makes it less challenging to perfect your understanding of the game. There are many roulette titles with special features, such as progressive jackpots and bonus multipliers.

Online baccarat in Bancontact casinos

Baccarat is yet another great casino title followed in Bancontact casinos online. Played with cards, the game requires a decision by players regarding which side will finish with a better value. Thus, baccarat combines elements of skill and luck, like many other table games. Casinos offer different baccarat games with mostly six or eight decks, but some casinos have the mini version where a single deck is used. This game also has side bets, which means more winning options and fun for players. Some popular baccarat bonus bets include Big, Small, Perfect Pairs, Player Pair, Player Dragon, Banker Pair, Banker Dragon, and Any Pair.

Crash games in Bancontact casinos

Crash games are an emerging gaming genre in both new Bancontact casinos and existing casinos. The game is super-fast, simple, engaging, and thrilling. It’s all about multipliers and how far they can rise before each round stops abruptly (crash). If you’re fast enough, you can cash out some multipliers just before the round crashes. Ideally, most players use the auto cashout feature to win certain multipliers during gameplay. A lot of crash games are developed with Provably Fair technology, which means you can always ascertain the transparency of each outcome. In addition to accepting Bancontact transactions, most online casinos offering crash games also accept cryptocurrencies. There are many popular titles, including Aviator (Spribe), JetX (Smartsoft Gaming), Space XY, and Triple Cash or Crash, among others.

Live games in Bancontact casinos

Players who like the feeling of traditional brick-and-mortar casinos get so much entertainment from live games. These games have live dealers who oversee different aspects of each round. You can play live table games at most Bancontact casinos, including roulette, baccarat, blackjack, poker, dice, and craps. Most live table games have different versions for players’ various interests. Game shows are also available, as they present an easy-to-play game style. These games have themes that normally influence their graphic designs and sometimes gameplay. The most interesting part of live shows is the multilayer features, which means you can enjoy multiple features and sub-features in one game.

Bancontact compatibility with crypto casinos

Belgium is one of the crypto-friendly countries in the European Union. In fact, the country mandates its citizens and residents to report their cryptocurrency earnings and pay taxes on them accordingly. Such earnings can be from trading, staking, gifting, or sale of crypto assets – all of them are taxable in Belgium. This means you can purchase, sell, or gift cryptocurrencies to other people in Belgium or to online casinos without running into trouble with the government.

Against this backdrop, you can buy cryptocurrency assets with your Bancontact cards or Payconiq through the Bancontact mobile app. This applies to any asset you want, including BTC, BCH, DOGE, USDT, LTC, ETH, BNB, and many others. You just have to find a reliable peer-to-peer (P2P) crypto exchange where you can purchase coins from other crypto enthusiasts. Some popular exchanges include Binance, Coinbase, Kraken, Coinmama, Bitpanda, Crypto.com, and Bybit, among others.

Once you have established the mode of payment with the seller, you can proceed to perform the transaction. And the coins will be released to you afterwards. In a similar light, you can also sell your assets to other users, and they will transfer directly to your Payconiq by the Bancontact app. Thus, Bancontact fully supports cryptocurrencies, which is useful with online casino payments.  

Conclusion

Bancontact is a great deposit and withdrawal method for Belgians and Belgium residents interested in online casinos. While there are not so many casinos offering Bancontact withdrawals, most Belgium-friendly sites allow Bancontact deposits. Such deposits are fast, secure, and convenient and can be done via cards or mobile app transfer. Similarly, the withdrawal procedure is simple. Many online casinos accepting Bancontact have thousands of games, including online slots and table games like blackjack, roulette, baccarat, poker, etc. You can also play many crash games and live dealer titles on these sites.

Many of the Bancontact sites on our list have different bonuses for players at different levels. New gamers are awarded welcome bonuses, which are aimed at helping you begin your gaming journey smoothly. Meanwhile, existing players wishing to deposit with Bancontact can claim deposit match bonuses, cashback, free spins, and no-deposit offers at a few casinos. Besides games and bonuses, the best Bancontact casinos operate legally and have well-responsive sites with fair terms and conditions.

Bancontact casinos FAQ

What is Bancontact?

Bancontact is a giant payment provider that facilitates online, in-app, and card payments to businesses and consumers in Belgium. The company partners with the vast majority of banks in Belgium, while the Payconiq by Bancontact app is the most used mobile payments app in the country. Further, over 15 million Bancontact cards are in active use nationwide.

Do casinos take Bancontact?

Yes. There are many online casinos that take Bancontact in Belgium, and many of them are on this page. This means you can easily fund your casino account and receive payouts via any accepted Bancontact payment channel.

How fast are Bancontact transactions?

On average, Bancontact deposits appear in your account in a minute or two. However, there are instances when deposits arrive within five minutes or slightly longer. Bancontact withdrawals take 1—3 days after the online casino processes and approves them. The withdrawal processing time typically differs across online casino sites.

Can I claim bonuses in Bancontact casinos?

Yes. New players making their initial deposits with Bancontact can grab the welcome bonus. Regular players can receive reload or deposit match bonuses, cashback, and no-deposit offers on some platforms. These bonuses come with wagering requirements, which must be fulfilled to enable you to withdraw your winnings.

Is it a safe payment option?

Yes. Bancontact is a safe and secure payment option. To make a successful card deposit, Bancontact players must perform a digipass or card reader authentication by entering their details during checkout. A similar secure procedure is also available for withdrawals. For casinos accepting Bancontact transfers, you must enter your mobile app PIN during the deposit.

Are there transaction limits?

Bancontact gives banks the right to impose limits on Bancontact cards and mobile app transfer. So, you have to ascertain the applicable deposit and withdrawal limits from your bank. Similarly, most casinos have deposit and payout limits for Bancontact cards and mobile transfers.